JustUs plans to disrupt the lending landscape and become the provider of the most innovative range of digital mortgages and loans.
We will offer best-in-class rates, simplicity and inclusivity to all customers via FCA regulated mortgage brokers.
Application for variation of permission for mortgage arranging commences for the JustUs Peoples Mortgage.
Bank of England announces consultation feedback on Global P2P Central Bank Digital Currency as "safer money".
JustUs P2P technology powers Crypto crowdfunding platform Koodoo Global.
UK Government Future Fund, Epiphany Capital and Crowdcube complete £1.3M fund raise.
JustUs P2P technology opens up as API into Global Payment App of moneybrain.com.
Small Business Interruption Loan Scheme (SBILS) Built for post-Covid crowdfunding.
Bank of England proposes consultation on global P2P Central Bank Digital Currency.
JustUs breaks £10M in lending.
JustUs benefits from a new regulatory framework which allows it to vary it's permissions to provide residential mortgages.
First JustUs pension lender accounts (SASS) deposited via intermediary portal. Long term investment capital now being received to fund mortgages and loans.
FCA crowdfunding consultation CP18/20 proposes new regulatory vertical for P2P "Home Finance Platforms". JustUs sets product delivery roadmap underway.
Intermediary investment portal BETA launch for Wealth Managers and Family Offices.
JustUs transfers all business banking accounts to New Barclays Bank UK PLC (ring-fenced bank) for increased client money protections.
JustUs ISA launched to the Intermediary Market.
JustUs applies to the FCA regulatory sandbox to include JustUs Home Finance Products, AKA P2P residential mortgages as a new product.
First JustUs ISA opened together with first loan funded from tax-free accounts
JustUs receives full HMRC ISA Manager status.
JustUs receives full FCA authorisation
JustUs brand launched and JustUs ISA terms outlined.
Series A Fund raise offered to capitalise on the JustUs first mover advantage.
The Budget passes law for the introduction of the Innovative Finance ISA. (IF-ISA)
eMoneyHub Limited successfully close a fourth round of fundraising. Investors include a strategic Chinese investor active in the Asian P2P marketplace and the former Global Principal of Google's financial comparison team.
eMoneyDirect Limited becomes fully authorised by FCA.
eMoneyHub Limited successfully close a third round of fundraising. Investors include Sir John Hegarty who also commits his advertising and branding team to partner with eMoneyHub Limited in respect of the rebrand of eMoneyHub Limited and creation of 'JustUs'.
eMoneyHub Limited successfully close a second round of fundraising.
HMRC approve eMoneyHub Limited shares for EIS tax relief.
FCA grant interim permissions for:
eMoneyHub Limited to operate Peer to Peer Lending and Debt Administration.
eMoneyDirect Limited to act as a credit intermediary/broker and receive commissions.
eMoneyHub Limited successfully close an oversubscribed seed round on Crowdcube platform attracting 100 new investors.
eMoneyDirect Limited launched as part of the group.
eMoneyHub Limited launch beta site to test lender and borrower appetite.
The Company eMoneyHub Limited, trading as eMoneyUnion.com is founded by Lee Birkett.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU WILL REPAY.